| 1. Which of these describes you best? (Choose one) | |||
|---|---|---|---|
| answered question | 112 | ||
| skipped question | 0 | ||
| Response Percent | Response Count | ||
| Student / Not working now |  | 8.9% | 10 |
| 0 - 2 years' work experience | | 12.5% | 14 |
| 3 - 6 years' work experience | | 44.6% | 50 |
| 7 - 15 years' work experience | | 20.5% | 23 |
| 16 or more years' work experience | | 11.6% | 13 |
| Retired | | 1.8% | 2 |
| 2. The rough current value of my assets is | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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| answered question | 108 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| skipped question | 4 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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| 3. Which of these statements describe your financial situation? (Choose all that apply) | |||
|---|---|---|---|
| answered question | 111 | ||
| skipped question | 1 | ||
| Response Percent | Response Count | ||
| I have only 1 bank account | | 23.4% | 26 |
| I have multiple bank accounts | | 76.6% | 85 |
| I have money in mutual funds | | 49.5% | 55 |
| I manage the mutual fund account(s) myself | | 27.9% | 31 |
| I have money in the stock market | | 41.4% | 46 |
| I manage my money in the stock market myself | | 32.4% | 36 |
| I have money in the commodities market | | 2.7% | 3 |
| I manage my money in the commodities market myself | | 1.8% | 2 |
| I have money trading in the derivatives market | | 2.7% | 3 |
| I manage my money in the derivatives market myself | | 3.6% | 4 |
| I have life insurance as an investment | | 33.3% | 37 |
| I have life insurance, but as protection more than investment | | 33.3% | 37 |
| I have a home loan | | 21.6% | 24 |
| I have invested in property - other than what I live in | | 19.8% | 22 |
| I have taken personal loans from a bank | | 16.2% | 18 |
| I have taken a car loan | | 21.6% | 24 |
| I invest in gold | | 16.2% | 18 |
| I have a credit card | | 46.8% | 52 |
| I have more than one credit card | | 39.6% | 44 |
| I have a FD | | 43.2% | 48 |
| I have a portfolio managed by someone else | | 6.3% | 7 |
| 4. With this economic slowdown... | |||
|---|---|---|---|
| answered question | 109 | ||
| skipped question | 3 | ||
| Response Percent | Response Count | ||
| I'm afraid of losing my job | | 16.5% | 18 |
| I may lose my job but I'm not afraid | | 22.0% | 24 |
| My income / salary has been cut | | 31.2% | 34 |
| My income / salary stays the same | | 31.2% | 34 |
| I'm cutting down on expenses | | 51.4% | 56 |
| I'm seeing if I can get a lower rate on loans I've taken | | 15.6% | 17 |
| I'm seeing if I can get a higher rate of interest | | 13.8% | 15 |
| I'm getting out of the stock market | | 4.6% | 5 |
| I'm getting into the stock market | | 19.3% | 21 |
| I'm laying low and doing nothing | | 22.0% | 24 |
| I'm postponing holidays and other non-essential expenses | | 28.4% | 31 |
| I've had to change my lifestyle | | 14.7% | 16 |
| I'm living the same lifestyle as before - just a lot more carefully. | | 50.5% | 55 |
| I'm not affected one bit. | | 6.4% | 7 |
| I never had a financial plan before this | | 10.1% | 11 |
| My earlier financial plan has gone for six | | 6.4% | 7 |
| My earlier financial plan stays | | 11.0% | 12 |
| I'd like some financial advice on what to do. | | 14.7% | 16 |
| I don't need any financial advice - I know what to do. | | 14.7% | 16 |
| 5. Which of the following financial brands are most suited for the following profiles of people: (you can choose more than one brand per profile if you like) | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| answered question | 89 | |||||||||||
| skipped question | 23 | |||||||||||
| SBI | ICICI | HDFC | Kotak | HSBC | DBS | American Express | Standard Chartered | Axis | Saraswat | Citi | Response Count | |
| Student | 73.2% (52) | 36.6% (26) | 8.5% (6) | 0.0% (0) | 2.8% (2) | 0.0% (0) | 0.0% (0) | 0.0% (0) | 11.3% (8) | 5.6% (4) | 0.0% (0) | 71 |
| Small or startup entrepreneur | 50.7% (34) | 50.7% (34) | 22.4% (15) | 9.0% (6) | 10.4% (7) | 0.0% (0) | 0.0% (0) | 1.5% (1) | 19.4% (13) | 6.0% (4) | 9.0% (6) | 67 |
| Mid-sized entrepreneur | 50.9% (28) | 30.9% (17) | 18.2% (10) | 12.7% (7) | 23.6% (13) | 5.5% (3) | 0.0% (0) | 7.3% (4) | 16.4% (9) | 1.8% (1) | 16.4% (9) | 55 |
| Big-time entrepreneur | 45.3% (24) | 32.1% (17) | 20.8% (11) | 9.4% (5) | 26.4% (14) | 7.5% (4) | 18.9% (10) | 20.8% (11) | 7.5% (4) | 0.0% (0) | 32.1% (17) | 53 |
| Fresher at a job | 33.3% (20) | 55.0% (33) | 23.3% (14) | 13.3% (8) | 8.3% (5) | 3.3% (2) | 3.3% (2) | 5.0% (3) | 10.0% (6) | 6.7% (4) | 13.3% (8) | 60 |
| Manager-level person | 32.3% (21) | 41.5% (27) | 30.8% (20) | 16.9% (11) | 33.8% (22) | 1.5% (1) | 12.3% (8) | 18.5% (12) | 13.8% (9) | 3.1% (2) | 21.5% (14) | 65 |
| Senior person / VP-type | 31.4% (16) | 27.5% (14) | 19.6% (10) | 15.7% (8) | 43.1% (22) | 13.7% (7) | 43.1% (22) | 29.4% (15) | 9.8% (5) | 0.0% (0) | 41.2% (21) | 51 |
| CEO and such | 20.0% (11) | 25.5% (14) | 14.5% (8) | 10.9% (6) | 43.6% (24) | 20.0% (11) | 47.3% (26) | 25.5% (14) | 5.5% (3) | 0.0% (0) | 38.2% (21) | 55 |
| Spouse | 47.2% (25) | 43.4% (23) | 13.2% (7) | 7.5% (4) | 17.0% (9) | 0.0% (0) | 7.5% (4) | 5.7% (3) | 7.5% (4) | 3.8% (2) | 11.3% (6) | 53 |
| Kids | 56.9% (29) | 43.1% (22) | 13.7% (7) | 3.9% (2) | 7.8% (4) | 0.0% (0) | 2.0% (1) | 3.9% (2) | 5.9% (3) | 2.0% (1) | 5.9% (3) | 51 |
| Parents | 57.4% (31) | 40.7% (22) | 18.5% (10) | 7.4% (4) | 9.3% (5) | 3.7% (2) | 3.7% (2) | 5.6% (3) | 9.3% (5) | 5.6% (3) | 11.1% (6) | 54 |
| NRIs | 25.0% (14) | 37.5% (21) | 12.5% (7) | 3.6% (2) | 30.4% (17) | 5.4% (3) | 26.8% (15) | 17.9% (10) | 5.4% (3) | 0.0% (0) | 39.3% (22) | 56 |
| 6. Which of the following financial brands would you turn to for: (choose all that apply) | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| answered question | 93 | |||||||||
| skipped question | 19 | |||||||||
| ICICI | HDFC | Kotak | HSBC | Standard Chartered | SBI | Saraswat | Axis | Citi | Response Count | |
| savings accounts | 49.4% (44) | 16.9% (15) | 3.4% (3) | 15.7% (14) | 5.6% (5) | 50.6% (45) | 3.4% (3) | 13.5% (12) | 10.1% (9) | 89 |
| FDs | 26.8% (19) | 18.3% (13) | 2.8% (2) | 9.9% (7) | 1.4% (1) | 60.6% (43) | 5.6% (4) | 5.6% (4) | 1.4% (1) | 71 |
| stock broking | 53.3% (32) | 20.0% (12) | 20.0% (12) | 5.0% (3) | 0.0% (0) | 13.3% (8) | 1.7% (1) | 3.3% (2) | 5.0% (3) | 60 |
| credit cards | 41.1% (30) | 15.1% (11) | 4.1% (3) | 24.7% (18) | 20.5% (15) | 16.4% (12) | 0.0% (0) | 2.7% (2) | 38.4% (28) | 73 |
| investments | 35.1% (20) | 22.8% (13) | 26.3% (15) | 22.8% (13) | 3.5% (2) | 33.3% (19) | 1.8% (1) | 3.5% (2) | 5.3% (3) | 57 |
| home loans | 27.1% (19) | 30.0% (21) | 1.4% (1) | 5.7% (4) | 2.9% (2) | 61.4% (43) | 1.4% (1) | 7.1% (5) | 4.3% (3) | 70 |
| unbiased advice | 16.3% (8) | 14.3% (7) | 12.2% (6) | 18.4% (9) | 4.1% (2) | 46.9% (23) | 6.1% (3) | 6.1% (3) | 8.2% (4) | 49 |
| great service | 30.0% (18) | 15.0% (9) | 13.3% (8) | 28.3% (17) | 6.7% (4) | 23.3% (14) | 0.0% (0) | 5.0% (3) | 18.3% (11) | 60 |
| car loans | 34.5% (19) | 18.2% (10) | 3.6% (2) | 7.3% (4) | 0.0% (0) | 41.8% (23) | 1.8% (1) | 3.6% (2) | 14.5% (8) | 55 |
| investing expertise | 24.5% (12) | 12.2% (6) | 20.4% (10) | 26.5% (13) | 14.3% (7) | 24.5% (12) | 0.0% (0) | 4.1% (2) | 22.4% (11) | 49 |
| business financing | 37.0% (20) | 16.7% (9) | 9.3% (5) | 24.1% (13) | 9.3% (5) | 48.1% (26) | 7.4% (4) | 7.4% (4) | 24.1% (13) | 54 |